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Retire in Savannah?
If your primary consideration for retirement relocation is to be near your children, then this article isn’t for you (unless your children live in Savannah, Ga.). If, on the other hand, you fall into the “energetic affluent” category and can choose to retire to a town of your liking, here are a few things for you to conside

Be in the Know about Listing Agreements
As a licensed REALTOR® in Georgia we, like all the other REALTORS®, use forms provided by the GAR or Georgia Association of Realtors. The forms are all standard with legal language, but like any legal documents, there should be a comfortable understanding of what they mean and what you are signing. The GAR listing agreement is no different.

Sales at The Landings Company Surge
Sales at The Landings Company Surge

Judy McDougal Recognized Among Top Producers in RE/MAX
Judy McDougal Recognized Among Top Producers in RE/MAX

Three Oaks Realty Co. News
Three Oaks Realty Co. News

Home Appraisals
There are any number of reasons why you might want to get a home appraisal. It can reduce your property taxes, aid in selling or buying a home, facilitate divorce proceedings, and enable home refinancing (including preventing foreclosure). Of course, depending on your circumstances, you may be hoping for a lower or higher home appraisal. Regardless, you should know a little about the process and how it works, both to decide if a home appraisal is in your best interest and to take any possible steps to affect the final appraisal number.

Moving Mom…the Next Step Boomers vs. Zoomers – What they want!
So why do we care? As a Realtor®, and a Senior Move Manager, I am interested in what these folks are looking for when searching for a community, a neighborhood and a home that will fit their lifestyle. As a Seller, if you come across a Zoomer, how do you market your home and neighborhood to this type of Buyer?

  Why Invest in Insulation During a Renovation?
When it comes to enhancing the value and comfort of a home, most homeowners will opt to address the cosmetic features of a home when completing a renovation project. Yet, it’s often the things that homeowners don’t consider that can have the biggest impact on the value of a home.

  Mortgage Contingency
Another very common contingency is a mortgage contingency or loan contingency. A mortgage contingency gives buyers added security during the home-buying process; it states that a buyer will try to get a particular kind of mortgage (conventional, Veterans Affairs or Federal Housing Administration, USDA) at or below a certain interest rate for a set amount of the purchase price defined by the loan type.

Moving Mom…the Next Step Inheriting Mom’s House and Property Tax Consequences
The exemptions currently attached to the homesteaded property make today’s tax bill seem reasonable. However, children must qualify for homestead exemption upon inheriting the home. Rest assured – the taxes will go up. And, if applicable, be prepared for increased flood insurance rates for those properties that were grandfathered in under their current rates.

Retire at Home? Maybe not…
I was surprised to read an AARP report that stated 90% of seniors want to retire “in place”; that is, stay in their own home when they retire. I’m sure that’s the right move for some, but most don’t realize that the home which was once perfect for them can become a liability as they age. Staying put when you retire requires as much planning and preparation as relocating.

Due Diligence
When people buy a home, using a REALTOR®, the contract is subject to a “due diligence” period. This is a specified period in which a buyer is able to terminate the contract, for any reason, and get their earnest money back. This is one of those terms that real estate agents throw around and assume that buyers and sellers understand, but often the purpose of the due diligence period is not fully understood.

Lisa Wald Chappell Joins Celia Dunn Sotheby’s International Realty
Lisa Wald Chappell has joined Celia Dunn Sotheby’s International Realty as a sales associate.

  Moving Mom…the Next Step VA Benefits that can Help Pay the Rent
Did you know the Veterans Benefits Administration (VA) provides an Aid and Attendance (A&A) benefit for some that qualify for VA Pension? Did you know it can offset long term care costs such as assisted living?

The Difference Between Appraisals and CMA’s
There are several ways to determine the current market value of real estate. Two of the most common are a professional appraisal and a CMA (comparative market analysis). A CMA is done by a REALTOR® and is used to determine current market value to set the listing price. As I have written before, when listing your home you want two things to happen: one is that the home or property sells, and the other to get the highest dollar value possible.

Downsizing—A New Beginning
One thing is certain: you can’t start a new chapter of your life if you keep re-reading the last chapter. Moving on can be your decision or you can procrastinate for so long that someone else will make the decision for you. If you want to remain in control of your life, then it’s up to you to turn the page.

Southbridge Greater Savannah Realty Welcomes New Agent
Southbridge Greater Savannah Realty Welcomes New Agent

Flood Insurance and the Homeowner
What is flood insurance? Flood insurance is a policy which is supplementary to your homeowner’s policy. Purchased through your insurance agent and the NFIP (National Flood Insurance Policy) it is expressly for damage caused by flooding.

Pricing Your Home
For the last two weeks, I have written about getting your home ready to sell. There are many steps to consider when going online on the local MLS (Multiple Listing Service) and the many other websites on which potential buyers preview your home for the first time. As I have written before, the sole reason why you want to list your home is for it to sell. We want to accompany you to a successful closing at a local attorney’s office. There is a lot of work involved by both you the home seller and your local professional REALTOR®. Every home and seller’s situation has uniqueness and there is not a one size fits all mentality. Let me further explain.

Moving Mom…the Next Step Tackling Those Dreaded Storage Areas!
The spring season is normally our hottest time of year for selling homes. That means you should be cleaning your home from top to bottom to give it the best shot of appealing to buyers…inside and out, and yes, including the dreaded storage areas.

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