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  Three Oaks Realty Co. joins Leverage Global Partners - a Unique International Network of Independent Luxury Real Estate Brokerages
Three Oaks Realty Co. joins Leverage Global Partners - a Unique International Network of Independent Luxury Real Estate Brokerages

Moving Mom…the Next Step Greening Up for Energy Efficiency - Part Two
When it comes time to re-sell your home, it’s important to know what the energy improvements mean to potential buyers in terms of value. Which buyers will place the most importance on energy efficiency when comparing homes for purchase?

Sales at The Landings Company Surge
Sales at The Landings Company Surge

Retire in Savannah?
If your primary consideration for retirement relocation is to be near your children, then this article isn’t for you (unless your children live in Savannah, Ga.). If, on the other hand, you fall into the “energetic affluent” category and can choose to retire to a town of your liking, here are a few things for you to conside

Moving Mom…the Next Step Greening Up for Energy Efficiency
Recently, the Savannah Area Board of Realtors had a very informative class that I attended titled “Selling the Value of Energy Efficient Homes”. Alex Glenn of Advanced Energy instructed the session and Charles Roy, Senior Analyst for Green South Energy Solutions, a NCI T&B Certified HERS (Home Energy Rating System) Rater and BPI (Building Performance Institute) Building Analyst. Mr. Roy was on hand to answer any questions, and there were many! The whole idea of this class was to help Realtors® understand the importance of energy efficient features in a home, and how we can help clients see the benefits of those features.

Be in the Know about Listing Agreements
As a licensed REALTOR® in Georgia we, like all the other REALTORS®, use forms provided by the GAR or Georgia Association of Realtors. The forms are all standard with legal language, but like any legal documents, there should be a comfortable understanding of what they mean and what you are signing. The GAR listing agreement is no different.

Three Oaks Realty Co. News
Three Oaks Realty Co. News

Moving Mom…the Next Step Boomers vs. Zoomers – What they want!
So why do we care? As a Realtor®, and a Senior Move Manager, I am interested in what these folks are looking for when searching for a community, a neighborhood and a home that will fit their lifestyle. As a Seller, if you come across a Zoomer, how do you market your home and neighborhood to this type of Buyer?

Judy McDougal Recognized Among Top Producers in RE/MAX
Judy McDougal Recognized Among Top Producers in RE/MAX

Home Appraisals
There are any number of reasons why you might want to get a home appraisal. It can reduce your property taxes, aid in selling or buying a home, facilitate divorce proceedings, and enable home refinancing (including preventing foreclosure). Of course, depending on your circumstances, you may be hoping for a lower or higher home appraisal. Regardless, you should know a little about the process and how it works, both to decide if a home appraisal is in your best interest and to take any possible steps to affect the final appraisal number.

  Mortgage Contingency
Another very common contingency is a mortgage contingency or loan contingency. A mortgage contingency gives buyers added security during the home-buying process; it states that a buyer will try to get a particular kind of mortgage (conventional, Veterans Affairs or Federal Housing Administration, USDA) at or below a certain interest rate for a set amount of the purchase price defined by the loan type.

  Why Invest in Insulation During a Renovation?
When it comes to enhancing the value and comfort of a home, most homeowners will opt to address the cosmetic features of a home when completing a renovation project. Yet, it’s often the things that homeowners don’t consider that can have the biggest impact on the value of a home.

Moving Mom…the Next Step Inheriting Mom’s House and Property Tax Consequences
The exemptions currently attached to the homesteaded property make today’s tax bill seem reasonable. However, children must qualify for homestead exemption upon inheriting the home. Rest assured – the taxes will go up. And, if applicable, be prepared for increased flood insurance rates for those properties that were grandfathered in under their current rates.

Due Diligence
When people buy a home, using a REALTOR®, the contract is subject to a “due diligence” period. This is a specified period in which a buyer is able to terminate the contract, for any reason, and get their earnest money back. This is one of those terms that real estate agents throw around and assume that buyers and sellers understand, but often the purpose of the due diligence period is not fully understood.

Retire at Home? Maybe not…
I was surprised to read an AARP report that stated 90% of seniors want to retire “in place”; that is, stay in their own home when they retire. I’m sure that’s the right move for some, but most don’t realize that the home which was once perfect for them can become a liability as they age. Staying put when you retire requires as much planning and preparation as relocating.

The Difference Between Appraisals and CMA’s
There are several ways to determine the current market value of real estate. Two of the most common are a professional appraisal and a CMA (comparative market analysis). A CMA is done by a REALTOR® and is used to determine current market value to set the listing price. As I have written before, when listing your home you want two things to happen: one is that the home or property sells, and the other to get the highest dollar value possible.

Lisa Wald Chappell Joins Celia Dunn Sotheby’s International Realty
Lisa Wald Chappell has joined Celia Dunn Sotheby’s International Realty as a sales associate.

  Moving Mom…the Next Step VA Benefits that can Help Pay the Rent
Did you know the Veterans Benefits Administration (VA) provides an Aid and Attendance (A&A) benefit for some that qualify for VA Pension? Did you know it can offset long term care costs such as assisted living?

Flood Insurance and the Homeowner
What is flood insurance? Flood insurance is a policy which is supplementary to your homeowner’s policy. Purchased through your insurance agent and the NFIP (National Flood Insurance Policy) it is expressly for damage caused by flooding.

Downsizing—A New Beginning
One thing is certain: you can’t start a new chapter of your life if you keep re-reading the last chapter. Moving on can be your decision or you can procrastinate for so long that someone else will make the decision for you. If you want to remain in control of your life, then it’s up to you to turn the page.

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