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Retire at Home? Maybe not…
I was surprised to read an AARP report that stated 90% of seniors want to retire “in place”; that is, stay in their own home when they retire. I’m sure that’s the right move for some, but most don’t realize that the home which was once perfect for them can become a liability as they age. Staying put when you retire requires as much planning and preparation as relocating.

Due Diligence
When people buy a home, using a REALTOR®, the contract is subject to a “due diligence” period. This is a specified period in which a buyer is able to terminate the contract, for any reason, and get their earnest money back. This is one of those terms that real estate agents throw around and assume that buyers and sellers understand, but often the purpose of the due diligence period is not fully understood.

Lisa Wald Chappell Joins Celia Dunn Sotheby’s International Realty
Lisa Wald Chappell has joined Celia Dunn Sotheby’s International Realty as a sales associate.

  Moving Mom…the Next Step VA Benefits that can Help Pay the Rent
Did you know the Veterans Benefits Administration (VA) provides an Aid and Attendance (A&A) benefit for some that qualify for VA Pension? Did you know it can offset long term care costs such as assisted living?

The Difference Between Appraisals and CMA’s
There are several ways to determine the current market value of real estate. Two of the most common are a professional appraisal and a CMA (comparative market analysis). A CMA is done by a REALTOR® and is used to determine current market value to set the listing price. As I have written before, when listing your home you want two things to happen: one is that the home or property sells, and the other to get the highest dollar value possible.

Downsizing—A New Beginning
One thing is certain: you can’t start a new chapter of your life if you keep re-reading the last chapter. Moving on can be your decision or you can procrastinate for so long that someone else will make the decision for you. If you want to remain in control of your life, then it’s up to you to turn the page.

Southbridge Greater Savannah Realty Welcomes New Agent
Southbridge Greater Savannah Realty Welcomes New Agent

Flood Insurance and the Homeowner
What is flood insurance? Flood insurance is a policy which is supplementary to your homeowner’s policy. Purchased through your insurance agent and the NFIP (National Flood Insurance Policy) it is expressly for damage caused by flooding.

Moving Mom…the Next Step Tackling Those Dreaded Storage Areas!
The spring season is normally our hottest time of year for selling homes. That means you should be cleaning your home from top to bottom to give it the best shot of appealing to buyers…inside and out, and yes, including the dreaded storage areas.

Pricing Your Home
For the last two weeks, I have written about getting your home ready to sell. There are many steps to consider when going online on the local MLS (Multiple Listing Service) and the many other websites on which potential buyers preview your home for the first time. As I have written before, the sole reason why you want to list your home is for it to sell. We want to accompany you to a successful closing at a local attorney’s office. There is a lot of work involved by both you the home seller and your local professional REALTOR®. Every home and seller’s situation has uniqueness and there is not a one size fits all mentality. Let me further explain.

  Part II: Getting Your Home Sold & Moving On
Just to recap, last week we discussed the fact that a buyer’s first impression is the most important impression, and there is only one first impression. Keeping this in mind, your home should always be “show ready” when it is listed for sale. We also discussed the often-used term of “curb appeal” and the significance of this.

Moving Mom…the Next Step Value at the Forefront of Purchasing
Spring is near…is your house ready? It needs to be the best it can be in order to sell at a good price in today’s market of discriminating buyers.

The Fairways at Savannah Quarters Phase II Ribbon Cutting Ceremony
The Fairways at Savannah Quarters “The Fairways”, an Epcon Community in Pooler, GA. at their recent Phase II ribbon cutting ceremony with the Mayor, Residents, new Buyers, Suppliers and other dignitaries released 36 lots for purchase of which 15 have been pre-sold for new home construction. This gated community for Active Adults on Savannah’s west side, is in an area of dynamic and unprecedented growth for the Coastal Empire. The Fairways is positioned to sell out its remaining 36 lots in Phase II in the near term.

Parsons Joins The Landings Company
The Landings Company is pleased to announce that local REALTOR®, Candice Parsons, has joined its team of professional sales executives.

Moving Mom…the Next Step Getting Ready to Sell – I have so much Stuff!
Assisted living apartments are usually small, and in this case, about 600 square feet. Moving from a house to a small space does not have to be a negative. I went through the home with the couple and made a list of the most important pieces, then went to work floor planning the space.

  Getting Your Home Sold And Moving On
Here are a few things which I have discussed before in previous articles and many of these thoughts and ideas came up in our recent conversation. The first impression is a buyer’s lasting impression. No matter how good your interior may look or how great a floor plan you have, the first impression happens way before a potential buyer walks through the front door. There are no second chances with first impression. I have written before both about pride of ownership and the sense of that when someone drives or walks up towards your home, that is so important to a potential buyer.

Protecting Homebuyers from Debt Traps
The Consumer Financial Protection Bureau (CFPB) has been busy. Effective January 10, 2014, a new rule has been enacted by Congress that is intended to prevent consumers from getting trapped in mortgages they cannot afford, and to prevent lenders from making loans that consumers do not have the ability to repay.

  New Ability-to-Repay Rule Protects Homebuyers from Dept Traps
On January 10, 2014, the Consumer Financial Protection Bureau’s Ability-to-Repay Rule went into effect which aims to protect homebuyers from securing mortgage loans they cannot afford. The new rule requires lenders to verify, beyond a reasonable doubt, whether borrowers can repay the loan today and going forward before signing them up.

Residential Lot Purchase
During the process of the lot purchase, we always discuss some of the important issues, which we have learned throughout, shall I say, the decades in which we have been involved with real estate sales. One of the most important items for discussion and recognition is what is your intended need and use? Determining an approximate size or footprint for the structure is critical, as some homes based on set backs and other variables, might not fit on a particular lot.

Moving Mom…the Next Step Luxury has its Price
When consulting with clients about their relocation and downsizing plans, often the conversation leads to retirement communities and the choices that Savannah has to offer. For those that seek luxury living, and want to continue enjoying the lifestyle they are accustomed to, some clients are choosing to expand their search.

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